Our tools Planning towards financial independence.

Finsights offers a comprehensive suite of tools designed to empower the everyday hero seeking to enhance their financial knowledge and make informed financial decisions. From calculating your financial independence number to managing debt effectively, creating a budget, and planning for your child's education, Finsights' tools cover a wide range of personal finance aspects. They also help you assess investment options, analyse fees, and estimate your path to financial independence and millionaire status.

 

Whether you're interested in property investment, optimising retirement plans, or understanding the power of your 9-5 income, these tools provide practical insights and calculations to guide you on your financial journey. With Finsights, you can take control of your finances and work towards achieving your financial goals with confidence.

Blog

What is a unit trust?

9th,Sep 2024

Personal Finance

  Collective investment schemes (CIS) sounds very exclusive, but to the contrary, they are very inclusive. The first unit trust was launched on the 14th of June 1965 by Sage with a starting valu... View blog . . .

How Interest Rates Impact You

30th,Aug 2024

Personal Finance

  For the average person the question: “what is interest rate” is far more complex than for people working in the finance industry. Today we will be studying this question to ensure ... View blog . . .

Mastering the Art of Emergency Funds

21st,Aug 2024

Personal Finance

  Emergency funds remind me of the Alanis Morissette song Ironic, where she sings about rain on your wedding day. It's a free ride when you've already paid, it's the free advice that you just di... View blog . . .

Out of the box education plan: How about a 2842% return and a head start for your child?

13th,Aug 2024

Personal Finance

  Having a child comes with unexpected expenses, such as medical bills, nappies, and other necessities to care for your child. The last natural thing to think of is to start investing in your ch... View blog . . .

Direct Property vs. Listed Property: Which Investment Strategy Wins?

10th,Aug 2024

Personal Finance

  Having trouble choosing a property investment? When it comes to investing in property there are many choices for investors, and making the choice can be tough for some. This article will try t... View blog . . .

Top Strategies for Crushing Debt

6th,Aug 2024

Personal Finance

  Debt can be soul-crushing, leaving you with a helpless feeling and not sure how you are ever going to repay this mountain of debt causing you to suffocate on anxiety. First, take a breath, the... View blog . . .

Decoding Debt: Unveiling the Difference Between Good and Bad Debt

1st,Aug 2024

Personal Finance

  Understanding how the economy works will give you a better perspective of why debt is such a  menace in society. As companies want to continue selling their products, they are willing to ... View blog . . .

Supercharge Your Financial Independence: The Power of Your Savings Rate

23rd,Jul 2024

Personal Finance

  One small ratio, with an enormous impact on your time to financial independence. Your savings rate gives you an estimation of the time it will take you to reach financial independence, based o... View blog . . .

Unlocking the Secrets of My Net Worth: What You Need to Know

18th,Jul 2024

Personal Finance

  Net worth is one of the most well-known measures for wealth. Knowing your net worth will provide you with insight into your money behaviours. We will delve into what net worth is, how it's cal... View blog . . .

Assets vs. Liabilities: Key Differences Explained

9th,Jul 2024

Personal Finance

  Such an easy topic, yet it's the foundation for becoming wealthy. Ever wondered why the rich get richer and the poor, poorer? The rich truly understand the difference between assets and liabil... View blog . . .

Mastering Compound Interest: Everyone's Financial Superpower

8th,Jul 2024

Personal Finance

  Compound interest is the most powerful tool in the investing world yet unfortunately only harnessed by a few. As Warren Buffett said:" Compound interest is the eighth wonder of the world" You ... View blog . . .

Securing Your Child's Future: A Guide to Saving for Education

24th,Jun 2024

Personal Finance

  All parents want the best for their children, but due to a lack of education, such as planning and knowing how much to save for education costs and where to save for their children’s edu... View blog . . .

Counting the Unseen Cost: Unveiling the Opportunity Costs of Money

20th,Jun 2024

Personal Finance

  For the average person reading this heading, the opportunity cost of money might not make any sense at first. But understanding the opportunity cost of money will give you the insight needed t... View blog . . .

Escape the rat race. Calculate your financial independence number and adjusting for multiple sources of income

10th,Jun 2024

Personal Finance

  Do you ever feel trapped in a never-ending cycle of commitments, expenses, and work? Do you feel smothered by the prospect of living out the rest of your days in the "rat race"? If so, you are... View blog . . .

Unlocking your Tax-Free Savings Potential

6th,Jun 2024

Personal Finance

  Imagine paying no taxes on an investment and your money can be accessed when you need it. If this is something you are interested in, then a tax-free savings account is for you. This ideal inv... View blog . . .

How fees impact your investment return over a lifetime.

29th,May 2024

Personal Finance

  A question every investor should ask is: What fees am I paying for this investment?    John Bogle, the founder of Vanguard, said: "What happens in the fund business is that the mag... View blog . . .

Renting vs buying…but what about the third option?

16th,Feb 2024

Personal Finance

  Whenever you read in the media about property, the question “should I rent or buy comes up quite often.” I have not read about anyone talking about the third option, which is a hyb... View blog . . .

Helpful criteria when choosing a unit trust investment fund

16th,Feb 2024

Personal Finance

  Don’t know which funds to choose when investing? Don’t stress; you will gain practical information in this blog that you can apply to help you invest for better outcomes. There ... View blog . . .

Normal retirement vs Financial independence 

11th,Feb 2024

Personal Finance

  Only 6% of South Africans can retire comfortably, without financial assistance. This has been a topic that has been hounding us for many years. We started Finsights with a passion to improve t... View blog . . .

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