Savings Rate
Tool Description:
The top part of the tools shows an illustration on how long it will take to reach financial independence given your savings rate and market returns. The bottom part of the tool calculates how long it will take you to reach financial independence given your scenario.
Watch the below video to see how the tool works.
Blog
Life insurance as an investment. Can it make sense?
27th,Nov 2024
Personal Finance
I have to start by saying I don't think that taking out life insurance on someone else's lif...
View blog . . .
Understanding My Retirement Annuity
19th,Nov 2024
Personal Finance
Not sure if you should be investing in a retirement annuity? Looking for an extra tax-effici...
View blog . . .
What's your timeline to achieve financial freedom?
11th,Nov 2024
Personal Finance
In a previous blog we focused on how to calculate our financial independence number and esca...
View blog . . .
Boost Your Buying Power: Maximise Your Income!
4th,Nov 2024
Personal Finance
Buying/purchasing power is the sizing gauge for your property empire, at least at the start....
View blog . . .
Crunching the Numbers: How Long Until You're a Millionaire?
22nd,Oct 2024
Personal Finance
Becoming a millionaire is a dream many people aspire to achieve. The idea of financial indep...
View blog . . .
Saving vs investing: How hard is your money working for you?
16th,Oct 2024
Personal Finance
As kids, we are told to save, save in our bank account or save in our piggy bank. In reality...
View blog . . .
Harnessing the Power of Time: The Basics of The Time Value of Money
16th,Oct 2024
Personal Finance
Tick, tock, tick, tock! Time flies when you're having fun, but did you know that time can al...
View blog . . .
How inflation affects you, it’s public enemy no 1!
11th,Oct 2024
Personal Finance
What is inflation?
Inflation is the price increase in goods and services which links direct...
View blog . . .
Property Investing in South Africa: Section 13sex
1st,Oct 2024
Personal Finance
Property investing in South Africa has long been a darling of investors. From discussions wi...
View blog . . .
Investing strategy: Core and explore investment approach
26th,Sep 2024
Personal Finance
I first heard of the term core and explore in one of Tony Robbins' money books, and it stuck...
View blog . . .
Fund fact sheet: Your menu for unit trust investing
18th,Sep 2024
Personal Finance
The unit trust world is big, currently, there are over 1700 unit trust funds available in So...
View blog . . .
What is a unit trust?
9th,Sep 2024
Personal Finance
Collective investment schemes (CIS) sounds very exclusive, but to the contrary, they are ver...
View blog . . .
How Interest Rates Impact You
30th,Aug 2024
Personal Finance
For the average person the question: “what is interest rate” is far more complex...
View blog . . .
Mastering the Art of Emergency Funds
21st,Aug 2024
Personal Finance
Emergency funds remind me of the Alanis Morissette song Ironic, where she sings about rain o...
View blog . . .
Out of the box education plan: How about a 2842% return and a head start for your child?
13th,Aug 2024
Personal Finance
Having a child comes with unexpected expenses, such as medical bills, nappies, and other nec...
View blog . . .
Direct Property vs. Listed Property: Which Investment Strategy Wins?
10th,Aug 2024
Personal Finance
Having trouble choosing a property investment? When it comes to investing in property there ...
View blog . . .
Top Strategies for Crushing Debt
6th,Aug 2024
Personal Finance
Debt can be soul-crushing, leaving you with a helpless feeling and not sure how you are ever...
View blog . . .
Decoding Debt: Unveiling the Difference Between Good and Bad Debt
1st,Aug 2024
Personal Finance
Understanding how the economy works will give you a better perspective of why debt is such a...
View blog . . .
Supercharge Your Financial Independence: The Power of Your Savings Rate
23rd,Jul 2024
Personal Finance
One small ratio, with an enormous impact on your time to financial independence. Your saving...
View blog . . .
Unlocking the Secrets of My Net Worth: What You Need to Know
18th,Jul 2024
Personal Finance
Net worth is one of the most well-known measures for wealth. Knowing your net worth will pro...
View blog . . .
Assets vs. Liabilities: Key Differences Explained
9th,Jul 2024
Personal Finance
Such an easy topic, yet it's the foundation for becoming wealthy. Ever wondered why the rich...
View blog . . .
Mastering Compound Interest: Everyone's Financial Superpower
8th,Jul 2024
Personal Finance
Compound interest is the most powerful tool in the investing world yet unfortunately only ha...
View blog . . .
Securing Your Child's Future: A Guide to Saving for Education
24th,Jun 2024
Personal Finance
All parents want the best for their children, but due to a lack of education, such as planni...
View blog . . .
Counting the Unseen Cost: Unveiling the Opportunity Costs of Money
20th,Jun 2024
Personal Finance
For the average person reading this heading, the opportunity cost of money might not make an...
View blog . . .
Escape the rat race. Calculate your financial independence number and adjusting for multiple sources of income
10th,Jun 2024
Personal Finance
Do you ever feel trapped in a never-ending cycle of commitments, expenses, and work? Do you ...
View blog . . .
Unlocking your Tax-Free Savings Potential
6th,Jun 2024
Personal Finance
Imagine paying no taxes on an investment and your money can be accessed when you need it. If...
View blog . . .
How fees impact your investment return over a lifetime.
29th,May 2024
Personal Finance
A question every investor should ask is: What fees am I paying for this investment?
&...
View blog . . .
Renting vs buying…but what about the third option?
16th,Feb 2024
Personal Finance
Whenever you read in the media about property, the question “should I rent or buy come...
View blog . . .
Helpful criteria when choosing a unit trust investment fund
16th,Feb 2024
Personal Finance
Don’t know which funds to choose when investing? Don’t stress; you will gain p...
View blog . . .
Normal retirement vs Financial independence
11th,Feb 2024
Personal Finance
Only 6% of South Africans can retire comfortably, without financial assistance. This has bee...
View blog . . .
