My Budget
Tool Description:
Take control of your finances! A powerful budgeting tool that will solve your money tracking worries and provide insight on where your money is flowing.
Some powerful features: It shows your disposable income monthly, a breakdown summary of your “basic needs”, “wants”, “savings and debt repayment” and if you are under-or overspending for each of these sections according to the 50/30/20 budgeting guideline.
Watch the below video to see how the tool works.
Blog
Life insurance as an investment. Can it make sense?
27th,Nov 2024
Personal Finance
I have to start by saying I don't think that taking out life insurance on someone else's lif...
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Understanding My Retirement Annuity
19th,Nov 2024
Personal Finance
Not sure if you should be investing in a retirement annuity? Looking for an extra tax-effici...
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What's your timeline to achieve financial freedom?
11th,Nov 2024
Personal Finance
In a previous blog we focused on how to calculate our financial independence number and esca...
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Boost Your Buying Power: Maximise Your Income!
4th,Nov 2024
Personal Finance
Buying/purchasing power is the sizing gauge for your property empire, at least at the start....
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Crunching the Numbers: How Long Until You're a Millionaire?
22nd,Oct 2024
Personal Finance
Becoming a millionaire is a dream many people aspire to achieve. The idea of financial indep...
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Saving vs investing: How hard is your money working for you?
16th,Oct 2024
Personal Finance
As kids, we are told to save, save in our bank account or save in our piggy bank. In reality...
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Harnessing the Power of Time: The Basics of The Time Value of Money
16th,Oct 2024
Personal Finance
Tick, tock, tick, tock! Time flies when you're having fun, but did you know that time can al...
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How inflation affects you, it’s public enemy no 1!
11th,Oct 2024
Personal Finance
What is inflation?
Inflation is the price increase in goods and services which links direct...
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Property Investing in South Africa: Section 13sex
1st,Oct 2024
Personal Finance
Property investing in South Africa has long been a darling of investors. From discussions wi...
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Investing strategy: Core and explore investment approach
26th,Sep 2024
Personal Finance
I first heard of the term core and explore in one of Tony Robbins' money books, and it stuck...
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Fund fact sheet: Your menu for unit trust investing
18th,Sep 2024
Personal Finance
The unit trust world is big, currently, there are over 1700 unit trust funds available in So...
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What is a unit trust?
9th,Sep 2024
Personal Finance
Collective investment schemes (CIS) sounds very exclusive, but to the contrary, they are ver...
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How Interest Rates Impact You
30th,Aug 2024
Personal Finance
For the average person the question: “what is interest rate” is far more complex...
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Mastering the Art of Emergency Funds
21st,Aug 2024
Personal Finance
Emergency funds remind me of the Alanis Morissette song Ironic, where she sings about rain o...
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Out of the box education plan: How about a 2842% return and a head start for your child?
13th,Aug 2024
Personal Finance
Having a child comes with unexpected expenses, such as medical bills, nappies, and other nec...
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Direct Property vs. Listed Property: Which Investment Strategy Wins?
10th,Aug 2024
Personal Finance
Having trouble choosing a property investment? When it comes to investing in property there ...
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Top Strategies for Crushing Debt
6th,Aug 2024
Personal Finance
Debt can be soul-crushing, leaving you with a helpless feeling and not sure how you are ever...
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Decoding Debt: Unveiling the Difference Between Good and Bad Debt
1st,Aug 2024
Personal Finance
Understanding how the economy works will give you a better perspective of why debt is such a...
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Supercharge Your Financial Independence: The Power of Your Savings Rate
23rd,Jul 2024
Personal Finance
One small ratio, with an enormous impact on your time to financial independence. Your saving...
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Unlocking the Secrets of My Net Worth: What You Need to Know
18th,Jul 2024
Personal Finance
Net worth is one of the most well-known measures for wealth. Knowing your net worth will pro...
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Assets vs. Liabilities: Key Differences Explained
9th,Jul 2024
Personal Finance
Such an easy topic, yet it's the foundation for becoming wealthy. Ever wondered why the rich...
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Mastering Compound Interest: Everyone's Financial Superpower
8th,Jul 2024
Personal Finance
Compound interest is the most powerful tool in the investing world yet unfortunately only ha...
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Securing Your Child's Future: A Guide to Saving for Education
24th,Jun 2024
Personal Finance
All parents want the best for their children, but due to a lack of education, such as planni...
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Counting the Unseen Cost: Unveiling the Opportunity Costs of Money
20th,Jun 2024
Personal Finance
For the average person reading this heading, the opportunity cost of money might not make an...
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Escape the rat race. Calculate your financial independence number and adjusting for multiple sources of income
10th,Jun 2024
Personal Finance
Do you ever feel trapped in a never-ending cycle of commitments, expenses, and work? Do you ...
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Unlocking your Tax-Free Savings Potential
6th,Jun 2024
Personal Finance
Imagine paying no taxes on an investment and your money can be accessed when you need it. If...
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How fees impact your investment return over a lifetime.
29th,May 2024
Personal Finance
A question every investor should ask is: What fees am I paying for this investment?
&...
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Renting vs buying…but what about the third option?
16th,Feb 2024
Personal Finance
Whenever you read in the media about property, the question “should I rent or buy come...
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Helpful criteria when choosing a unit trust investment fund
16th,Feb 2024
Personal Finance
Don’t know which funds to choose when investing? Don’t stress; you will gain p...
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Normal retirement vs Financial independence
11th,Feb 2024
Personal Finance
Only 6% of South Africans can retire comfortably, without financial assistance. This has bee...
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